Research shows that at least 70 percent of people over age 65 will require some long-term care services at some point in their lives.Additionally, the cost of long-term care services may be surprising. That’s why it’s such a good idea to consider long-term care insurance as an integral part of a well-rounded financial plan. It may help protect your hard-earned assets, and provide more control over how and where you receive care should you need it.
Let Liberty Insurance, a recognized leader in long-term care insurance solutions, help you better understand your options, how coverage works, and where you can get a policy that best meets your needs and budget. Helping you make an informed choice is our goal.
Disability Income
Your lifestyle: Something to think about.
When you’re healthy and working, it’s hard to imagine being disabled by illness or injury. But it can happen. In fact:
The chart below illustrates that an individual's chances of disability are 2 to 3 times greater than death during their working years.
What would happen if your paychecks suddenly stopped because you were too sick or injured to work? What if you couldn’t work for months — or years? You’d still have to pay all your monthly bills, including food, utilities, house and car payments. Add in things like tuition and retirement funding, and it’s easy to see how savings could quickly disappear. Unfortunately, you can’t rely on other income sources like Social Security to protect you. In many cases, they don’t apply — or aren’t enough. For more information on other income sources, see below Think you're already protected?
Plan ahead to help protect your lifestyle. Then relax.
Liberty Insurance can offer flexible Disability Income Insurance policies that:
Think you're already protected?
Think about this:
