Insurance Made Easy By The Insurance Professionals
After the Flood Your community has been flooded, and your property has suffered flood damage. Stay calm and stay safe in the days ahead by following these instructions.
If your home has suffered damage, call the agent who handles your flood insurance to file a claim. If you are unable to stay in your home, make sure to say where you can be reached.
Take photos of any water in the house and save damaged personal property. This will make filing your claim easier. If necessary, place these items outside the home. An insurance adjuster will need to see what's been damaged in order to process your claim.
Check for structural damage before re-entering your home. Don't go in if there is a chance of the building collapsing.
Do not use matches, cigarette lighters or other open flames upon re-entering your property. Gas may be trapped inside. If you smell gas or hear hissing, open a window, leave quickly, and call the gas company from a neighbor's home.
Keep power off until an electrician has inspected your system for safety.
Avoid using the toilets and the tap until you have checked for sewage and water line damage. If you suspect damage, call a plumber.
Throw away any food - including canned goods - that has come in contact with floodwaters.
Boil water for drinking and food preparation until local authorities declare your water supply to be safe.
Salvage water-damaged books, heirlooms and photographs using restoration tips from the NFIP.
Follow local building codes and ordinances when rebuilding. Use flood-resistant materials and techniques to protect your property from future flood damage.