Home Insurance

There’s no place like home, and Liberty Insurance is here to protect it.

We know that you and your family value your home. Your valuables are important to you, and you should not have to wonder about how you can keep your property protected. That is where we come in. At Liberty Insurance, we believe in making the homeowner’s insurance process easy, dedicating our time to counseling and serving you as we meet your coverage needs.

Your property has needs, but we help you cover them.

As a homeowner, you have many needs for your property, from protecting the valuables in your home to safeguarding your liability in the event of injury or damage sustained on your property. While a basic home insurance policy also usually covers the structure of your home, replacement costs, and temporary relocation expenses, we can offer you more still. At Liberty Insurance, we are here to keep you covered, no matter your living situation. We offer countless policies that can be tailored to your needs, including the following:

  • Coverage for condos, vacation homes, and coastal homes
  • Insurance policies for renters
  • Plans that include high-value items, such as jewelry or other property
  • Homeowners and property with high net worth
  • And more!

Living on the coast requires a special type of coverage.

Liberty Insurance is also proud of our specialized certification in writing flood insurance for our clients across the state of New Jersey. After all, we want to make sure your property is protected beyond just what a basic homeowner’s insurance policy offers. We hold the Associate in National Flood Insurance (ANFI™) designation, a certification to insure coastal homes, vacation homes along the shore, and unique residences throughout the state to help protect against the weather and other natural disasters. ANFI™ is based on the National Flood Insurance Program (NFIP) Flood Insurance Manual and the Mandatory Purchase of Flood Insurance Guidelines booklet, ANFI™ reinforces the technical and practical knowledge and skills needed to confidently and accurately handle all aspects of flood insurance coverage. If a hurricane comes along or a flood threatens your property, rest assured that we are here to cover you.

Protecting your property is our business, day in and day out.

At Liberty Insurance, we understand the insurance process may seem daunting, but we are here with you every step of the way. Whether you have questions about how much coverage is enough, you want to explore as many options as possible, or you need counselors and advocates throughout a claim, we are here for you. As experts and educators, our business is serving you.

Interested in partnering with Liberty Insurance to meet your insurance needs? Call our NJ offices at (732) 792-7000 today to get started!